Asset Finance

Ideal for established businesses needing funding for rapid growth by using a mixture of invoice finance and leveraging assets on the balance sheet as security. These assets can include property, inventory, equipment and machinery.

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how can we help you

When requiring finance, hidden value can be discovered within the balance sheet of your company. Through a structured approach which would include invoice finance and utilising assets as security, it can be possible to secure the funding that you need.

  • More flexible than loans and overdrafts
  • Offering the security of the assets on the balance sheet may allow for better rates
  • Protection afforded to debtor by protecting against bad debts
  • Lending facility can grow in line with the business.
  • Particularly useful when you require working capital

The debtor balances are usually the biggest asset on the balance sheet. However, liquidating those funds often take weeks as invoice terms could be 90 days or more. The benefit of asset-based finance overcomes this issue by lending against the complete balance sheet which will include physical assets along with the debtor book.

what is asset finance?

Asset-based finance can be a combination of invoice finance and a business loan. It uses sales ledger & physical assets such as machinery, stock, and property and aims to improve cashflow & working capital.

how much?

Since the debtor balance and asset book are being consider, lenders tend to be more flexible on the terms they will offer. Effectively, having a human involvement rather than computational decision. ​

when is it useful?

It can be used for many circumstances, such as funding large contracts, business expansion, and mergers and acquisitions. It can even be used for general cashflow requirements.

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looking for a funding solution for your next venture?

Click to arrange a Discovery Call today! We will call you back, at a time that suits you, to discuss your new exciting project and how we can find suitable funding for you.

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We want to learn more about your project and how we can help find the right funding for you. This initial call will kick things off and gather the necessary information to begin approaching to lenders.